A smarter business card that rewards your spending
Get More Back From Your Everyday Business Spending
Your business already has regular expenses — from stock and supplies to fuel, software, advertising, travel and supplier payments.
Why not make those everyday transactions work harder for your business?
With a Cashback Business Card from 24/7 Business Finance, eligible business spending can earn cashback, helping you turn routine expenses into additional value for your company.
Spend smarter. Earn cashback. Keep your business moving.
Every business has expenses.
Turn Business Spending Into Business Rewards
Whether you're purchasing stock, paying for advertising, covering travel expenses or managing day-to-day operational costs, a business cashback card can help you get more value from spending you were already planning to make.
A Cashback Business Card gives your business the convenience of a dedicated payment card while potentially rewarding eligible purchases with cashback.
It’s a simple concept:
Business Spend → Cashback → More Value for Your Business
At 24/7 Business Finance, we help UK businesses explore suitable business payment solutions and compare available options based on their circumstances.
Request
By completing the form below
Proposal
We’ll get you set up with the right package for your business
Receive
Start using your New Business Cash Back Card and Enjoy Benefits.
Why Choose a Cashback Business Card?
💷 Earn Cashback on Eligible Spending
Put eligible business purchases through your card and receive cashback according to the applicable card terms.
The more efficiently your business manages its eligible card spending, the more opportunity there may be to earn rewards.
📊 Make Your Business Spending Work Harder
You’re already spending money to operate your business.
A cashback card can help you extract additional value from those everyday expenses rather than simply paying for them and receiving nothing in return.
💳 One Card for Everyday Business Expenses
Use your business card for eligible purchases such as:
- Stock and inventory
- Office supplies
- Business travel
- Fuel and transport
- Advertising and marketing
- Software subscriptions
- Utilities and operational expenses
- Supplier purchases
- Business services
- Other eligible business expenditure
Eligibility of particular transactions depends on the card provider and applicable terms.
📱 Convenient Business Payments
A modern business card can make it easier to manage spending online, in-store and while travelling, wherever the applicable card network is accepted.
📈 Keep More Value Within Your Business
Cashback can provide an additional benefit on spending your business already needs to make.
For businesses with consistent monthly expenditure, even a small cashback percentage can accumulate over time.
How Does a Business Cashback Card Work?
A business cashback card works in much the same way as a standard business credit card, but with an additional rewards component.
You use the card for eligible business purchases and cashback is calculated according to the provider’s applicable cashback rate and terms.
For example:
£10,000 eligible spend × 1% cashback = £100 cashback
That’s £100 of additional value generated from expenditure your business was already making.
The actual cashback rate, eligible transactions, redemption method, limits, fees and other conditions will depend on the selected card provider.
What Can You Use Your Business Cashback Card For?
A cashback business card can be useful across many areas of your company’s day-to-day spending.
Stock & Inventory
Purchase goods, materials and stock while potentially earning cashback on eligible transactions.
Marketing & Advertising
Use your card for eligible advertising platforms, promotional activity and marketing expenses.
Business Travel
Cover eligible hotels, travel bookings, transport and other business-related expenses.
Fuel & Motoring
Manage eligible business fuel and vehicle-related expenditure.
Software & Subscriptions
Pay for eligible business software, technology and subscription services.
Office Expenses
Cover everyday office supplies, equipment and operational purchases.
Supplier Payments
Where accepted and permitted, use your business card for eligible supplier expenditure.
Cashback Business Card vs Traditional Business Credit Card
A traditional business credit card can provide a convenient way to pay for business expenses and manage short-term cash flow.
A cashback business credit card can add another benefit: the potential to earn rewards from eligible spending.
| Feature | Traditional Business Card | Cashback Business Card |
|---|---|---|
| Business spending | ✓ | ✓ |
| Dedicated business card | ✓ | ✓ |
| Convenient payments | ✓ | ✓ |
| Cashback rewards | — | ✓* |
| Potential additional value from spending | — | ✓* |
| Expense management | ✓ | ✓ |
*Subject to product terms, eligibility and qualifying transactions.
Frequently Asked Questions
What is a Cashback Business Card?
A Cashback Business Card is a business payment or credit card that can reward eligible business spending with cashback. The cashback rate and qualifying transactions depend on the card provider’s terms.
How does cashback work on a business card?
When you use the card for eligible purchases, the provider calculates cashback based on the applicable cashback rate. The reward may then be credited, redeemed or applied according to the provider’s terms.
Is a cashback business card the same as a business credit card?
Not necessarily. A cashback card can be a type of business credit card that includes a rewards programme. The precise structure depends on the provider and product.
Can I use a cashback card for business expenses?
Generally, business cashback cards are designed for eligible business expenditure. Common examples can include stock, advertising, travel, fuel, software and office expenses, subject to the provider’s terms.
Can I use my cashback business card for employee spending?
Some business card providers allow additional or employee cards and may offer spending controls. Availability and costs vary by provider.
Is cashback really free?
Cashback should not be viewed in isolation. Depending on the product, there may be interest, fees or other charges. The most suitable option depends on how your business uses the card and manages repayments.
Do cashback cards have interest charges?
Some cashback business credit cards charge interest if you carry a balance. Depending on the product, purchases may have an interest-free period if the balance is paid according to the applicable terms.
Is there a minimum business turnover requirement?
Eligibility varies between providers. Some business cashback card providers have minimum trading history, turnover or company structure requirements. We’ll help you understand the relevant criteria for the options available to you.
Can a new business get a cashback business card?
It depends on the provider. Some cards are designed specifically for established businesses, while eligibility requirements vary across the market.
Can I use a business cashback card abroad?
Some business cards can be used internationally. However, you should check foreign-exchange fees, transaction fees and cashback eligibility for overseas spending before applying.
How much cashback can my business earn?
This depends on the cashback rate, your eligible spending and any caps or promotional limits that apply.
For example, at a hypothetical 1% cashback rate:
£5,000 eligible monthly spend = £50 cashback
£10,000 eligible monthly spend = £100 cashback
£25,000 eligible monthly spend = £250 cashback
These are illustrative calculations only and do not represent a specific 24/7 Business Finance product rate.
Does cashback affect my business taxes?
The tax treatment of cashback can depend on the circumstances and how the reward is structured. Businesses should obtain appropriate accounting or tax advice for their individual circumstances.