Overview
247 Business Finance (“we,” “us,” and “our”) is committed to protecting and informing you about how we use your personal information. This privacy policy is designed to inform our visitors (“you,” “your”) about how we collect, protect, share, and use their information as part of our technology platforms, which include, but are not limited to, our company website (the “Site”), mobile sites, and applications (together with the Site, the “Services”).
This Privacy Policy explains how and when 247 Business Finance collects, protects, shares, and uses information that can be used to identify you (“Personal Information”), such as your name, email, social security number, telephone number, employment information, financial information (such as paycheck information), account information (including account balance and transaction history), and other personal information.
Anonymous information, aggregated or can no longer be used to identify you as an individual, is not considered personal information. Before using or submitting information through the Services, please read this Privacy Policy. By accessing or submitting information through the Services, you agree to be bound by the terms of this Privacy Policy. This Privacy Policy is part of 247 Business Finance Terms of Service. Any capitalized term not specified in this Policy will have the same meaning as in terms of Service. This Privacy Policy only applies to 247 Business Finance privacy practices. This Policy does not cover the practices of third-party websites, services, or applications.
Personal Information
When you fill out and use one of our online forms, tools, or content items, contact us with questions, participate in one of our surveys, or use certain Services, we gather Personal Information from you. You will be asked to provide Personal Information such as your email address, first and last name, phone number, Social Security number, banking information, government-issued ID, alias or unique personal identifier, signature, usernames, passwords, and other information that identifies you when you sign up for the Services. The personal data has nothing to do with its use for the services.
We will retain transaction data for at least 5 years following the most recent transaction, or longer if the retention of such data is to comply with a law or financial or marketing regulation. If you have asked us not to use your data for marketing purposes, we will retain your data for other purposes. We will not charge you for a system access request, and you should make this request to view the data we hold about you in writing.
General Information
In general, you are free to visit our website without providing any personal data. Provide personal, business, or financial information on our website application process or any portion. We will retain and process whether you offer it to your company’s officials, or derived via credit information, third-party business information, or anti-fraud agencies. Suppose you express an interest in our loans and agree to be contacted. In that case, we will use the information you provide to reply to your inquiry and to contact you in the future about your application or to offer you other related products or services. We track how our website is used, including which pages are seen, for how long, and how often, and we may use what we learn.
Cookies Policy
A “cookie” is a small piece of data kept on your computer’s hard disc by your browser. Cookies are used by most websites to improve the way they perform and to offer information to website operators about how they are being used. We use cookies to make our site easier to use and navigate, to gather information about how users use our site, and to help us improve it. By modifying your browser settings, you may manage and block the usage of cookies in most web browsers. If you refuse to accept cookies on our site, you may notice a difference in the quality of your experience.
Login & IP Addresses
We keep track of visitor information such as IP address, date and time of visit, referring website, length of stay, etc. This information is solely used for visitor analytics, and we do not save any personal information with it. Cookies are used to protect session information so that we can identify you for quotation purposes and so that you may retrieve prior quotation data.