Overview 

247 Business Finance (“we,” “us,” and “our”) is committed to protecting and informing you about how we use your personal information. This privacy policy is designed to inform our visitors (“you,” “your”) about how we collect, protect, share, and use their information as part of our technology platforms, which include, but are not limited to, our company website (the “Site”), mobile sites, and applications (together with the Site, the “Services”).

This Privacy Policy explains how and when 247 Business Finance collects, protects, shares, and uses information that can be used to identify you (“Personal Information”), such as your name, email, social security number, telephone number, employment information, financial information (such as paycheck information), account information (including account balance and transaction history), and other personal information.

Anonymous information, aggregated or can no longer be used to identify you as an individual, is not considered personal information. Before using or submitting information through the Services, please read this Privacy Policy. By accessing or submitting information through the Services, you agree to be bound by the terms of this Privacy Policy. This Privacy Policy is part of 247 Business Finance Terms of Service. Any capitalized term not specified in this Policy will have the same meaning as in terms of Service. This Privacy Policy only applies to 247 Business Finance privacy practices. This Policy does not cover the practices of third-party websites, services, or applications.

Personal Information

When you fill out and use one of our online forms, tools, or content items, contact us with questions, participate in one of our surveys, or use certain Services, we gather Personal Information from you. You will be asked to provide Personal Information such as

  • Your email address
  • First and last name
  • Phone number
  • Social Security number
  • Banking information
  • Signature
  • Usernames
  • Passwords

and other information that identifies you when you sign up for the Services. The personal data has nothing to do with its use for the services.

We will retain transaction data for at least 5 years following the most recent transaction, or longer if the retention of such data is to comply with a law or financial or marketing regulation. If you have asked us not to use your data for marketing purposes, we will retain your data for other purposes. We will not charge you for a system access request, and you should make this request to view the data we hold about you in writing.

Information from Other Sources

Third-party sources, such as our business partners, referral partners, or advertising, may also provide us with information about you. We may also obtain credit reports or scores from consumer reporting agencies or third-party services that employ an application program interface (API) to transfer the information you’ve provided to a third party, such as Facebook Connect or the Twitter API, at your request. We will treat the combined information in accordance with this Privacy Policy, the Terms, and applicable law if we combine or associate information from external sources with information we acquire through the Services.

General Information    

In general, you are free to visit our website without providing any personal data. Provide personal, business, or financial information on our website application process or any portion. We will retain and process whether you offer it to your company’s officials, or derived via credit information, third-party business information, or anti-fraud agencies. Suppose you express an interest in our loans and agree to be contacted. In that case, we will use the information you provide to reply to your inquiry and to contact you in the future about your application or to offer you other related products or services. We track how our website is used, including which pages are seen, for how long, and how often, and we may use what we learn.

Data Protection

The Data Protection Act outlines how businesses, such as 24/7 Business Finance must collect, handle, and keep personal data. Regardless of whether data is stored electronically, on paper, or on other materials, these principles apply. Personal information must be acquired and utilized fairly, preserved securely, and not revealed unlawfully to comply with the law. Several important concepts underlying the Data Protection are followed by 24/7 Business Finance, according to it personal data must:

  • Data should be processed fairly and lawfully.
  • Data or personal information must be obtained only for specific, lawful purposes.
  • Data should be adequate, relevant, and not excessive.
  • Information must be accurate and kept up to date.
  • Personal information of the customers must not be held for any longer than necessary.
  • Processed in accordance with the rights of data subjects.
  • All sorts of personal information including email, numbers, and passwords should be protected in appropriate ways.
  • Not to be transferred outside the organization’s host country unless that country or territory also adequate level of protection.

Cookies Policy

A “cookie” is a small piece of data kept on your computer’s hard disc by your browser. Cookies are used by most websites to improve the way they perform and to offer information to website operators about how they are being used. We use cookies to make our site easier to use and navigate, to gather information about how users use our site, and to help us improve it. By modifying your browser settings, you may manage and block the usage of cookies in most web browsers. If you refuse to accept cookies on our site, you may notice a difference in the quality of your experience.

Login & IP Addresses

We keep track of visitor information such as IP address, date and time of visit, referring website, length of stay, etc. This information is solely used for visitor analytics, and we do not save any personal information with it. Cookies are used to protect session information so that we can identify you for quotation purposes and so that you may retrieve prior quotation data.

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