SME lending in the United Kingdom has reached new heights. According to UK Finance, lending to small and medium-sized enterprises (SMEs) by high street banks hit £4.6 billion in Q1 2025, representing a 14% year-on-year increase. For small businesses navigating cash flow challenges, inflation, and late payments, this surge in funding opportunities is both a relief and a signal of changing times.
From late payments to stretched cash flow, many SMEs struggle to maintain liquidity while managing supplier relationships. That’s where supply chain finance UK steps in.
In 2025, UK SMEs face a challenging landscape of rising borrowing costs, volatile interest rates, and economic uncertainty.
Artificial Intelligence (AI) is no longer just a buzzword — it’s reshaping industries worldwide. In the UK business finance sector, AI is driving faster decisions, reducing paperwork, and opening opportunities for SMEs that previously struggled to secure funding.
In 2025, alternative finance has surged as one of the most sought-after solutions for businesses struggling with traditional bank lending restrictions.
Unsecured Business Loan UK: How to Secure Funding Without Collateral in 2025
In this article, we’ll explore the top benefits of unsecured business loans for SMEs in the UK, why they’re an ideal choice for growing businesses, and how you can apply with 24/7 Business Finance to secure funding fast.
Whether you’re covering payroll, purchasing stock, or paying suppliers, businesses often need access to working capital loan to stay financially healthy.
In 2025, the scheme continues to play a vital role in helping SMEs and larger companies access affordable funding. At 24/7 Business Finance, we make it easier for businesses to benefit from this scheme with fast approval, expert guidance, and flexible loan options.
In this guide, we’ll walk you through everything you need to know about applying for a business loan in the UK, step by step.
